Vehicle Insurance
Stay on the Road, No Matter What
From daily commutes to weekend getaways, your car keeps life moving. But accidents, theft, and unexpected damage can bring things to a sudden halt. Vehicle Insurance gives you the protection you need, whether it’s full cover for your own car or third-party protection if you accidentally damage someone else’s. We’ll help find a policy that suits how you drive, what you drive, and what peace of mind looks like to you.
What Does Vehicle Insurance Typically Cover?
Choose the level of cover that suits your needs:
- Comprehensive:
- Accidental damage to your car
- Theft and vandalism
- Fire and natural disaster
- Windscreen and window glass
- Towing and emergency transport
- Optional rental vehicle or roadside assistance
- Third Party, Fire & Theft:
- Cover for damage you cause to others
- Your vehicle is covered if stolen or damaged by fire
- Third Party Only:
- Covers damage to other vehicles and property
- Ideal for older or lower-value cars
Add-ons like roadside assistance, car hire after an accident, and excess-free glass cover are available to customise your policy.
Who Needs Vehicle Insurance?
- Every day drivers and commuters
- Parents insuring a teen’s first car
- Weekend cruisers or low-mileage users
- Anyone who’d struggle to cover costs after an accident
What’s Not Usually Covered?
- Regular mechanical breakdowns or maintenance
- Driving under the influence
- Unlicensed or excluded drivers
- Using your car for commercial or rideshare purposes (see Commercial Vehicle Insurance)
Related Cover to Consider
You might also need Commercial Vehicle Insurance if your car is used for business, Roadside Assistance Add-ons for emergencies on the go, and Contents Insurance for valuables left in the car.