Trauma Insurance
Financial Support When It Matters Most
A serious illness or injury can stop life in its tracks: physically, emotionally, and financially. Trauma Insurance provides a tax-free lump sum payment if you’re diagnosed with a covered medical condition, such as cancer, heart attack, or stroke. It’s designed to give you breathing room when you need it most, so you can focus on recovery, not expenses.
What Does Trauma Insurance Typically Cover?
- A lump sum payment if you’re diagnosed with a specified serious illness
- Cover for major conditions such as Cancer
- Heart attack
- Stroke
- Organ failure or transplant
- Loss of limbs or major burns
- Neurological conditions like MS, Parkinson’s, and dementia
- Optional cover for less severe or early-stage conditions
- Payouts can be used however you choose: treatment, debt reduction, or family support
Unlike health insurance, Trauma cover doesn’t pay for specific medical bills. It gives you cash in hand to use however you need.
Who Needs Trauma Insurance?
- Parents who want a financial safety net for their family
- Self-employed people who can’t rely on sick leave
- Anyone with a mortgage or major financial obligations
- People with a family history of serious illness
- Those seeking peace of mind during life’s unexpected turns
Related Cover to Consider
You might also need Income Protection for ongoing monthly payments if you can’t work, Health Insurance to access fast, private treatment, and Life Insurance to support loved ones if the worst happens.