Business Asset Insurance
Keeping Your Business Running
Your business depends on its assets — machinery, stock, equipment, and property. We’ll help you find cover that protects what’s essential to keeping your doors open, so you’re not left scrambling after an unexpected loss.
When things go wrong (theft, fire, flooding, or accidental damage), Business Asset Insurance helps you get back on your feet quickly. Whether it’s a few stolen tools or major equipment failure, the right protection keeps your business running.
What Does Business Asset Insurance Typically Cover?
- Tools, plant, and equipment at your premises or stored in vehicles
- Stock and materials, including packaging and raw goods
- Office contents: desks, chairs, monitors, printers, phones
- Machinery breakdown cover for damage to essential plant or equipment
- Fixtures and fittings like signage, shelving, built-ins, and point-of-sale counters
- Glass breakage and vandalism, including doors, windows, and displays
- Natural disasters such as fire, flood, and earthquake cover (where included)
Who Needs Business Asset Insurance?
- Tradies with expensive tools or plant
- Retailers with stock, shelving, and signage
- Offices that rely on computers and equipment
- Anyone whose business would stop dead after a break-in or damage
Need Help Choosing the Right Cover?
We’ll help you work out what’s worth insuring, what can be bundled together, and how asset cover fits with other options like Business Interruption Insurance or Public Liability Insurance.